About ClaraCover

It started at a Quest counter in Indiana. My 79-year-old mother — on Medicare, on a fixed income — was asked to sign a pad agreeing to pay “whatever Medicare doesn’t.” Nobody could tell us what that meant. The pad price for her vitamin D test was $366; the same test sold for $59 on Quest’s own consumer site, and whether Medicare would pay at all came down to one diagnosis code — a published rule anyone could look up, if they knew where.

By the end I’d saved her $600 across three tests. ClaraCover exists so you don’t need a daughter with a spreadsheet habit to get the same answer.

Every answer on this site cites its source — the actual Medicare coverage policy and fee schedule, with dates. We collect no personal data, require no account, and run no ads. Some direct-purchase links may earn us a commission at no cost to you, always disclosed where they appear.

— Darlene, founder